Goodbye Debt
Overview
Goodbye Debt tells users which debt to pay off first, how much to pay where each cycle, and the exact date they'll be debt-free, running a full prioritization engine (Avalanche, Snowball and hybrid strategies) without linking a bank account, aimed at people juggling several debts and finance coaches managing client payoffs.
Key Features
- Ranks debts by true cost and shows the optimal payoff order
- Calculates an exact debt-free date and interest saved
- No bank linking or card required to see the full plan
- Coach console for finance coaches managing multiple clients' payoffs
Best For
People juggling several debts who want a clear payoff order and debt-free date without linking a bank account.
Pros & Cons
Cons
- Free tier is limited to 2 debts; more debts or all strategies require the paid tier.
- It is a payoff calculator only, not a full budgeting app.
Pulse Verdict
Editorial review by SEODataPulse · Editorial rating: 4/5 · Updated
This is an editorial assessment, not an average of customer ratings.
“A focused debt-payoff planning tool that ranks debts by true cost and shows an exact debt-free date, free for up to 2 debts with early founding members getting unlimited tracking free forever.”
Pricing
Free: full engine on up to 2 debts. Paid: unlocks unlimited debts, all strategies, CSV import and export. First 100 founding members get unlimited debt tracking free forever.
Pricing changes often — confirm current plans on the official site.